# Unified Commerce

## Retail payments that work – anywhere customers shop

The Stitch unified commerce platform gives South African retailers a single view of all transactions across channels, with standardised reporting, centralised reconciliation and a consistent customer journey, whether customers shop online or in-store.

### Create a customised payments journey

Enable customers to pay the way they choose, whether shopping in-person or online. Offer reliable card present payments, or enable alternative payment methods at POS, as well as online - to reduce checkout times and enhance loyalty.

### Offer personalised shopping experiences

Consumers are demanding personalisation. Track users and save payment details whether customers are shopping in-store or online, and offer an even more seamless and personalised payment flow.

### Reduce admin burden

Reconcile payments across online and in-person methods, and across stores and terminals, through a single dashboard, with standardised reporting.

### Optimise and secure payments

Our switch supports multiple acquirers and flexible rules, to optimise payment success rates, reduce fraud and ensure transaction success.

## Access deeper data with a custom Stitch dashboard

Get detailed, transaction-level performance metrics by store and device - across channels and payment methods. Understand your payments performance and view transactions from in-person and online methods in one place.

## Reliable in-person payments

Collect reliable payments at POS via card present or through alternative methods. Serve a variety of use cases, with payments initiated via POS terminal, QR code, NFC and more. Stitch In-person payments works with any existing device or acquiring bank, and we can support with terminal certification for a seamless integration experience.

## Optimised digital checkout

Reliable online payments, built for enterprise.

Stitch enables enterprise businesses to offer multiple online payment methods, whether customers are shopping via e-commerce or happen to be at point of sale.

Send payment links through any digital channel.

For businesses that need to accept payments quickly through additional channels, payment links can be sent via invoice, email or any online chat or social platform. Customers simply click the link, launch a checkout flow and make a payment for true multi-channel access.

## Up your game with omnichannel retail

Leverage Stitch to offer a true omnichannel experience - with the same payment methods and flows available to customers no matter where they shop, and the ability to personalise their experience based on their preferences.