# Enable fast, efficient digital account top-ups

For businesses that allow customers to store value in digital accounts or wallets, offer efficient, friction-free account top-ups using a variety of payment methods. Allow customers to withdraw instantly to the same saved account.

### Enable one-click payments for returning customers

Returning customers can opt to securely store their payments data on their device and top up in less than 5 seconds - meaning more transactions and fewer barriers to payment.

### Offer more ways to pay

Enable instant top-ups via Pay by bank or card – and offer customers additional methods to choose from, including Pay with crypto, manual EFT, cash and more.

### Offer instant withdrawals – 24/7, 365

Easy access to funds, anytime, is a significant value add for customers when selecting their preferred digital or gaming platform. Enable instant withdrawals into a saved bank account 24/7, 365.

### Optimise payments for fewer failed transactions

We rely on multiple direct integrations with banks and networks to ensure payments are processed without failure, and uptime remains high – and automatically reroute as needed.

## Flexible token management

Manage saved card tokens and avoid getting locked in to one PSP.

### Replace card details for tokenised cards automatically

Update saved card details for lost, expired and stolen cards automatically so there is no disruption to users.

### Own your own tokens

All tokens are securely stored in a dedicated vault, accessible by the merchant.

### Portability

Easily migrate payment data from one PSP to another and reduce the friction associated with switching PSPs in future.