# E-commerce payments, elevated Stitch helps e-commerce businesses get paid online with higher conversion and an optimized checkout experience. Stitch Express is designed for e-commerce businesses that leverage platforms like Shopify, WooCommerce and more. ## What is Stitch Express? Stitch Express is a South African payment gateway for Shopify and WooCommerce stores. We also offer a self-serve API for growing businesses. Stitch Express is built on the same payments infrastructure used by South African enterprises like TFG, Vodacom, Takealot, MTN, and more, and is PCI DSS Level 1 certified. ## Why Stitch Express? A hyper-growth engine for your online sales ### More successful e-commerce payments Stitch is connected directly to multiple banks, providers and networks - meaning we can switch over in the event a bank is down, to ensure transaction success ### Flexible payouts You decide how, when and how often you’d like to withdraw your funds by setting up automated withdrawals ### Real people, dedicated support Talk to a real human whenever you need support. The Stitch Express team is here to help set you up for success ### Lower costs, more revenue Keep more of your profits with competitive transaction pricing. Our costs adapt as your business scales ### Seamless, on-platform refunds Refund directly from your e-commerce platform and let Stitch take care of the rest ## E-commerce payment methods, curated to increase revenue - **Apple Pay + Google Pay**: Allow fast, one-click payments via Apple Pay or Google Pay to convert customers faster and remove barriers to payment. - **Card**: Accept fast, reliable card payments leveraging the industry-leading Stitch card payments solution. - **Buy now, pay later**: Increase cart size by offering customers the option to shop now, and pay over time. - **Capitec Pay**: Allow customers with a Capitec account to pay directly from their bank accounts using Capitec Pay. ## Stitch Express for Shopify + WooCommerce Upgrade your Shopify or WooCommerce checkout with Stitch Express. To get started, simply create a Stitch Express account, get verified, and install Stitch Express for Shopify or WooCommerce. - Offer curated payment methods your customers want - Automate refunds via your platform dashboard - Initiate sales-linked withdrawals at any time - Brand your checkout to maintain trust - Accept payments in multiple currencies to reach a global audience - On Shopify, add the Stitch Express Checkout plugin to customize payment names and order ## Shopify subscriptions Automate repeat and subscriptions purchases on your Shopify store with our Shopify-native, customizable subscriptions plug-in. Allow customers to choose their preferred order frequency and add a recurring payment method. We'll manage payments; you fulfill their orders. Simple, reliable recurring revenue is here. ## Optimised for conversion ### Branded checkout Add your logo and business name to the method selection screen to improve trust, with brand continuity. ### Express Checkout app for Shopify Reorder and rename payment methods to put the best converters (like Apple Pay) first in line and make them easily recognizable, with our Shopify Express Checkout app – backed by Shopify’s "Built for Shopify" status. ## Stitch BNPL Add Stitch Buy Now Pay Later to your e-com checkout — BNPL built on the same enterprise-grade payments platform and offering the same effortless user experience synonymous with Stitch. - **Boost sales and increase cart value**: Customers approved for credit can choose to pay in 3, 4 or 6 monthly installments. - **Get settled in a day**: Merchants will be settled in 24 hours — no hassle, no waiting. ## REST API ### All the power of Stitch Express, built for custom sites and apps Not on Shopify or WooCommerce? No problem. With the Stitch Express REST API, you can integrate the full suite of Express payment methods directly into your own website, app, or platform — no plugins required. This self-serve API is designed for growing South African businesses across sectors, giving you flexibility, speed, and control. ## Rated 5/5 stars ### Why businesses love Stitch Express - Anna, Owner of Anna Rosholt Jewellery: "It has been super easy working with the Stitch team. They have been so insightful and helpful to optimize my checkout page on Shopify." - Clement, CEO of Fundnation Platform: "I tried to make use of another service but Taariq and the team were so helpful that it felt like a no-brainer to choose Stitch for Fundnation." - Clement, MD of Virgio Tours: "I signed up for 3 payment gateways at the same time and Stitch Express was the quickest and easiest, so I use them." ## Processing fees - **Local cards**: 2.95% - **International cards**: 3.4% - **Capitec Pay**: 2% - **Buy Now Pay Later**: 5.7% - **Standard Payouts**: R2 - **Instant Payouts**: R10 Sell more, pay less. Transacting over R200k a month? Contact us for custom pricing. ## Security and privacy Stitch is ISO 27001 + PCI DSS Level 1 certified, meeting the highest possible global standards of data security and protection.